Vehicles wholly for private use require 25% equity. Minibuses and Business vehicles require 75% equity. Vehicles originally purchased for private use and later converted to business within the loan term requires additional contribution to equity.

  • Interest rate is 12%.

Rates and other terms are subject to change from time to time without notice.



  • Insurance Premium invoice
  • Vehicle Valuation
  • Mechanical Report (Reconditioned Vehicles)
  • Vehicle Registration
  • Employment letter
  • Current Salary slip
  • Last 2 years Financial Statements (Self-employed)
  • Photo identification


  • 25% Deposit (private vehicles)
  • 75% Deposit (passenger vans/taxis)
  • Comprehensive insurance
  • Bill of sale



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