A Smarter Way to Manage Your Debt
Tired of juggling multiple high-interest debts? The Save Ya Loan from KCCU is here to help you take control of your finances. Designed specifically for debt consolidation, this low-interest loan combines your existing debts into one manageable monthly payment.
Why choose the Save Ya Loan?
- Lower interest rates than most credit cards and payday lenders
- Simplified budgeting with one predictable monthly payment
- Stress-free debt management—we work with you to build a repayment plan that fits your life
- No hidden fees and transparent terms
Whether you’re looking to improve your credit or just breathe a little easier each month, the Save Ya Loan is your fresh start.
Let KCCU help you save – and stay on track.
Product Design
- Maximum loan amount- $25,000.00
- Interest rate of 12% on the reduced balance
- 36-48 months repayment period
- Fees -$300.00
- Compulsory savings- $100.00 (minimum)
Qualifying Criteria
- Employments > 1 year
- Direct Deduction
- Membership (if not a member, membership can be completed at loan appointment)