We are an association of people (Members) who have joined together to pool our savings to provide ourselves with financial services.

The Kingstown Co-operative Credit Union Ltd was registered on April 12th, 1958, and is the oldest credit union in St. Vincent and the Grenadines. We operate from our main branch at Granby Street, Kingstown and our subbranches at Union Island, Canouan, Bequia and Mesopotamia. KCCU is owned, financed and democratically controlled by its members.

Our Mission Statement

The Kingstown Co-operative Credit Union Ltd exists to promote and provide affordable high quality financial services, principally geared towards the needs and development of its members and the people of St. Vincent & the Grenadines.

Our Vision Statement

To be the leading financial institution providing high quality affordable financial and related services.

How do I become a member?

You can become a member of the Kingstown Co-operative Credit Union Ltd by completing a membership application form, by clicking here, or one can be obtained from our offices. Completed forms along with a minimum purchase of sixty (60) shares at $5 each; and a small entrance fee of $5 is required to begin your account.

What do I need to become a member?

1. Two (2) pieces of Photo Identification (ID) (in the case that you only have one, a notarized letter by a Justice of Peace or Lawyer is required)

2. A recent job letter and/or salary slip (for self-employed persons, income statements (bank statements) or certificate of registration of business is required)

3. Proof of address (this can be done by presenting a utility bill in your name or a letter from landlord/parent) 

4. Fee for joining $405 ($300 qualifying shares, $5 admin/joining fee, $100 equity shares). There are additional optional costs as follows:


     - $50 yearly for our death benefit plan. This pays out $7500 to your beneficiary upon your death.  

     - If you wish to sign up for our ATM service, there is an additional fee of $10 for every ATM card you receive. 

     - Regular shares savings of $25 monthly.

     - Other savings accounts of $25 monthly.


Your application for membership is submitted to the Board of Directors for approval.


Bye Laws of Kingstown Co-operative Credit Union Limited

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